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Fee Schedule Effective March 24, 2009
Share Draft Account Fees $15.00 first stop payment in statement month.
Counter Overdraft
$5.00/Transfer
Overdraft Protection
$5.00/Day Occurrence
Stop Payment
$25.00 each additional in same statement month.
Temporary Checks
$2.50/Package in excess of 10
Share Draft Printing
Prices may vary depending upon style
Check Order Billing
Prices may vary depending upon style
Regular Share Draft Service
$8.00/ Each statement period, if the minimum balance is not maintained.
Returned Draft/Overdraft Privilege
$20.00/Item
Check Copy
$3.00/Each
Courtesy Pay
$25.00/Each
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Other Service Fees (applicable to all accounts) |
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| Account Reconciliation | $10.00/Hour |
| Account Research | $10.00/Hour |
| Statement Copy |
$0.50/Copy |
| Deposited Item Return | $20.00/Item |
| Wire Transfer (Outgoing) | $20.00/Transfer |
| Money Orders | $1.00/Money Order |
| MasterCard Gift Cards | $2.50/Each |
| MasterCard Reloadable Cards | $2.50/Each |
| MasterCard Travel Cards | $8.50/Each |
| MasterCard Youth Cards | $2.50/Each |
| Inquiry | $1.00/Page |
| Fax: Local | $2.50/Page |
| Fax: Out-of-Town | $5.00/Page |
| Return Mail | $1.25 |
| Check Cashing Fee for Members with a Share account only with a balance under $100.00 | 1% or $2.00 whichever is greater, but not to exceed $15.00 |
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Electronic Funds Transfer Fees |
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| ATM Card | $1.00/Each |
| Additional/Replacement Card | $2.00/Each |
| Bill Pay |
$5.99/Month |
| MasterMoney Debit Card | $5.00/Card |
| Additional/Replacement Card | $5.00/Card |
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Credit Union Membership |
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| Membership Share | $20.00 must remain in account |
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Membership |
$1.00, must be employee by a school within the field of membership, and their direct relatives. Anyone who lives, works, worships or attends school in Smith county. |
