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Rates effective as of February 1, 2012
|
Secured Loans |
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|
Approx. Term |
Premium |
A |
B |
C |
D |
E |
|
| New Cars, RV's, Boats, Motorcycles, Equipment | |||||||
| 2012 |
48 Months |
2.84% |
3.34% |
4.59% |
6.84% |
9.84% |
14.34% |
|
60 Months |
2.99% |
3.49% |
4.74% |
6.99% |
9.99% |
14.49% |
|
|
|
72 Months |
3.24% |
3.74% |
4.99% |
7.24% |
10.24% |
14.74% |
|
Used Cars, RV's, Boats, Motorcycles, Equipment |
|||||||
|
2011 |
48 Months |
2.84% |
3.34% |
4.59% |
6.84% |
9.84% |
14.34% |
|
|
60 Months |
2.99% |
3.49% |
4.74% |
6.99% |
9.99% |
14.49% |
|
72 Months |
3.74% |
4.24% |
5.49% |
7.74% |
10.74% |
15.24% |
|
|
2010 |
48 Months |
3.34% |
3.84% |
5.09% |
7.34% |
10.34% |
14.84% |
|
60 Months |
3.49% |
3.99% |
5.24% |
7.49% |
10.49% |
14.99% |
|
|
2009 |
54 Months |
3.99% |
4.49% |
5.74% |
7.99% |
10.99% |
15.49% |
|
2008 |
48 Months |
4.49% |
4.99% |
6.24% |
8.49% |
11.49% |
15.99% |
| 2007 |
42 Months |
4.99% |
5.49% |
6.74% |
8.99% |
11.99% |
16.49% |
| 2006 |
36 Months |
5.49% |
5.99% |
7.24% |
9.49% |
12.49% |
16.99% |
|
2005+ |
36 Months |
5.99% |
6.49% |
7.74% |
9.99% |
12.99% |
17.49% |
*APR = Annual Percentage Rate
Consumer Loans Approximate Term Premium A B C D E Individual 24 Months 10.00% 11.00% 13.00% 17.00% 18.00% Santa 12 Months 8.99% 9.99% 11.99% 14.99% 16.99% 12 Months 8.99% 9.99% 11.99% 14.99% 16.99% Share Covered 120 Months
APR*
APR*
APR*
APR*
APR*
APR*
Signature
18.00%
18.00%
Vacation
18.00%
APR + 2% above Shares
APR + 3% above Investors Club
*APR = Annual Percentage Rate
Real Estate
Cooperative Teachers Credit Union prides itself on providing you with competitive rates on a wide range of loan options. The best way to obtain the most recent rates is to call one of our Real Estate Specialists at 903-561-2603 or 877-662-2828.
**Example of the terms of repayment could be considered as "48 monthly payments of $27.83 per $1000 borrowed. To calculate an estimated payment amount, please use the loan payment calculator. This calculator will give you an estimate on what your monthly principal and interst payment will be based on the loan amount, interest rate, and loan term that you fill in. Payment stated does not include taxes and insurance which could result in a higher actual monthly payment.
*APR=Annual Percentage Rate. The Annual Percentage Rate may increase after consummation of the loan.
