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Rates effective as of March 7, 2009
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Consumer Loans |
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Term |
Premium |
A |
B |
C |
D |
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| Signature | |||||||||||
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Individual |
24 Months |
10.00% |
11.00% |
13.00% |
17.00% |
18.00% |
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Santa |
12 Months |
11.00% |
12.00% |
14.00% |
18.00% |
18.00% |
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| Vacation |
12 Months |
8.99% |
9.99% |
11.99% |
15.99% |
17.99% |
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Share Covered |
120 Months |
APR + 2% above Shares | |||||||||
| APR + 3% above Investors Club | |||||||||||
*APR = Annual Percentage Rate
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Secured Loans |
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Term |
Premium |
A |
B |
C |
D |
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| New Cars | ||||||
| 2010 |
60 Months |
4.99% |
5.99% |
7.99% |
11.99% |
13.99% |
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|
72 Months |
5.99% |
6.99% |
8.99% |
12.99% |
14.99% |
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Used Cars |
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2009 |
60 Months |
5.49% |
6.49% |
8.49% |
12.49% |
14.49% |
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|
72 Months |
6.49% |
7.49% |
9.49% |
13.49% |
15.49% |
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2008 |
60 Months |
5.99% |
6.99% |
8.99% |
12.99% |
14.99% |
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2007 |
54 Months |
6.49% |
7.49% |
9.49% |
13.49% |
15.49% |
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2006 |
48 Months |
6.99% |
7.99% |
9.99% |
13.99% |
15.99% |
| 2005 |
42 Months |
7.49% |
8.49% |
10.49% |
14.49% |
16.49% |
| 2004 |
36 Months |
7.99% |
8.99% |
10.99% |
14.99% |
16.99% |
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2003 |
36 Months |
8.49% |
9.49% |
11.49% |
15.49% |
17.49% |
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Classic |
72 Months |
8.49% |
9.49% |
11.49% |
15.49% |
17.49% |
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Boats |
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New |
72 Months |
6.25% |
7.25% |
9.25% |
13.25% |
15.25% |
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60 Months |
5.25% |
6.25% |
8.25% |
12.25% |
14.25% |
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Used |
72 Months |
7.25% |
8.25% |
10.25% |
14.25% |
16.25% |
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|
60 Months |
6.25% |
7.25% |
9.25% |
13.25% |
15.25% |
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Motorcycles |
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New |
60 Months |
7.50% |
8.50% |
10.50% |
14.50% |
16.50% |
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48 Months |
7.00% |
8.00% |
10.00% |
14.00% |
16.00% |
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36 Months |
6.50% |
7.50% |
9.50% |
13.50% |
15.50% |
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Used (1-2 years) |
48 Months |
7.50% |
8.50% |
10.50% |
14.50% |
16.50% |
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3 years |
36 Months |
8.00% |
9.00% |
11.00% |
15.00% |
17.00% |
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4 years |
36 Months |
8.50% |
9.50% |
11.50% |
15.50% |
17.50% |
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5 years |
24 Months |
9.00% |
10.00% |
12.00% |
16.00% |
18.00% |
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Misc. |
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New |
36 Months |
10.00% |
11.00% |
13.00% |
17.00% |
18.00% |
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Equip. (Farm) |
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| New |
36 Months |
6.00% |
7.00% |
9.00% |
13.00% |
15.00% |
| (over $10,000) |
48 Months |
6.50% |
7.50% |
9.50% |
13.50% |
15.50% |
| Used |
48 Months |
8.00% |
9.00% |
11.00% |
15.00% |
17.00% |
*APR = Annual Percentage Rate
Mortgage (365 Day Interest Calculation) Score Rate Score Rate 5 year ARM 650 4.75% APR* 649 5.50% APR* Purchase 10 Year Fixed 650 5.00% APR* 649 6.00% APR* Land Loans 5 Year Fixed 725 5.75% APR* 10 Year Fixed 725 6.00% APR* 15 Year Fixed 620 6.50% APR* Home Equity 15 Year Fixed 650 6.00% APR* 620 7.00% APR* 6 Month Term 4.95% APR*
Refinance/Home Imp.
Interim Construction
*APR = Annual Percentage Rate
