Our Term Share Accounts (CDs)  are offered for a six month term.  There is a minimum deposit of $500.00 to open a term share account.   The rates are as follows:

$500 - $2500	0.75% APR* / 0.751% APY**
$2500 +	1.25% APR* / % APY**
Interest Credited	At Maturity

The interest rate and annual percentage yield are fixed and will be in effect for the term of the account.  The annual percentage yield is based on an assumption that the interest will remain on deposit until maturity.  There may be a penalty if a withdrawal is made before the maturity date.

*Annual Percentage Rate   **Annual Percentage Yield