Support Local Classrooms
Help fund Lindale’s award-winning schools and Eagles programs with every account you open or use.
Open an Online Checking Account
Managing your money should feel easy—and with Cooperative Teachers Credit Union, it is.
Whether you’re covering weekly expenses or earning dividends, our checking accounts combine small-town service with modern convenience. Access your funds online, on your phone, or at over 30,000 fee-free ATMs nationwide, all backed by secure fraud protection and friendly, local support
We offer two options designed for Lindale families, students, and professionals alike: Basic Checking for straightforward spending and Premium Checking for members who want to earn more while staying connected to their community.
Feature | Basic Checking | Premium Checking |
|---|---|---|
Minimum Opening Balance | $0 | $500 |
Dividends | — | 0.10% APY* on balances over $500 |
Free Checks | — | Yes, for members 55+ |
ATM Access | 30,000+ surcharge-free ATMs | 30,000+ surcharge-free ATMs |
Debit Card | Free Mastercard® with fraud protection | Free Mastercard® with fraud protection |
Online Banking | ✔ | ✔ |
Mobile App Access | ✔ | ✔ |
Bill Pay | ✔ | ✔ |
Instant Mobile Check Deposit | ✔ | ✔ |
Direct Deposit | ✔ | ✔ |
Best For | Everyday banking | Members who maintain higher balances and want to earn dividends |
Set Up Your Bank Account Online
Terms & Conditions
Help fund Lindale’s award-winning schools and Eagles programs with every account you open or use.
Manage your money anytime with digital banking, bill pay, mobile deposits, and a free debit card.
Earn 0.10% APY on Premium Checking balances over $500 while easily avoiding monthly fees.
Withdraw money nationwide at more than 30,000 surcharge-free ATMs for ultimate convenience.
Stay secure with 24/7 fraud monitoring, zero-liability coverage, and encrypted mobile access.
From students saving for college to families planning their next big milestone, CTCU is proud to serve Lindale’s growing community with accounts that make managing money simple, secure, and rewarding.
