Routing# 311989548
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    Join CTCU

    Refer a Friend - Terms and Conditions

    $25 cash bonus available for current CTCU members and the person (s) they refer. To receive offer, the new CTCU member must either 1) open a checking account with direct deposit of $500 or more OR 2). Open a savings account with direct deposit of $500 or more. Must enroll in online banking and eStatements. Referral must be a new member. Offer void if membership has been closed within 30 days. Offer subject to change.

    Must be 18 or older. $25 will be deposited to both accounts within 30 days of meeting requirements. For tax purposes, bonuses will be reported as dividends. Referring member must be in good standing with the credit union. Members can refer as many members as they want to receive multiple bonuses. Membership eligibility required.

    Must meet requirements within 45 days of joining the credit union.

    $10 When Your Kids Join - Terms and Conditions

    $10 cash bonus available for current CTCU members and their child(ren)/grandchild(ren). To receive offer, child must open a Kids Club Savings or Teen Checking account with $25 or more. Child must be a new member and parent/grandparent must be in good standing with the credit union. Child must be between 0-12 to open a Kids Savings or 13-17 to open a Teen Checking. Offer void if membership has been closed within 30 days. Offer subject to change.

    $10 will be deposited to both accounts within 30 days of meeting requirements. For tax purposes, bonuses will be reported as dividends. School donation will be made at the end of the calendar year that the new member joined. Members can sign up as many children/grandchildren as they want to receive multiple bonuses.

    Must meet requirements within 45 days of joining the credit union.

    A Credit Union That Puts You First

    Tired of poor service or feeling like just another number at a big bank?

    At CTCU, you’re more than a customer—you’re a member-owner.

    So, if you're looking for a place that puts people before profits and gives back to the community, it's time to join CTCU.

    Become a Member

    A Credit Union That Gives Back to Your Community

    CTCU actively supports local schools and civic organizations, investing time, resources, and funding to strengthen the East Texas community we serve.

    Benefits of Membership
    • Free online and mobile banking
    • Access to two branches and 30,000+ surcharge-free ATMs nationwide
    • Lower loan rates and higher savings dividends
    • Locally owned and operated right here in East Texas
    • Member-centric decisions that put your best interests first
    • A supportive, cooperative community that helps you reach your financial goals
    • Personalized service, transparency, and a long-standing commitment to education
    • When you bank with CTCU, you are actively supporting our local schools
    Membership Requirements
    • Live, work, worship, or attend school in Smith County or
    • Current or retired school employees in Kaufman, Hopkins, Rains, Smith, Wood, or Van Zandt Counties or
    • Immediate family member of a current CTCU member
    • Valid government-issued ID and proof of eligibility
    • We accept Matrículas Consulares

    Our Core Values

    Commitment

    Promise to be here in the future when you need us.

    Membership

    Members are the Owners of the Credit Union.

    Community

    We are linked together by a common interest in where we live, work, and worship.

    Consistency

    Conduct ourselves in the same quality way, time and again.

    Honesty

    Fair and straightforward.

    Ready to Become a Member?

    Becoming a member is quick, easy, and rewarding. Whether you’re saving for your future, financing a dream, or just ready for better service, CTCU is here to help you reach your goals—with people you can trust.

    Apply online or visit one of our branches in Tyler or Lindale to get started today.

    Become a Member

    $25 When You Refer a Friend!*

    *Terms and Condidtions
    $10 when Your Kids Join CTCU!*

    Plus $10 for Their School!*

    Youth Accounts
    *Terms and Condidtions
    $100 for Teachers or school employees!*

    Plus $100 for Your District!*

    Offers for Teachers & Employees
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    Contact Info

    Phone: 903-561-2603

    Fax: 903-561-9394

    Send a Message

    Locations in Tyler & Lindale

    Bank Info

    Routing Number: 311989548

    CTCU NMLS: #729813

    This credit union is federally insured by the National Credit Union Administration.

    Equal Housing Lender
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