Get the winning edge with our auto loans.

Get rolling on your auto or auto refinance loan. Apply today and walk into the dealer with a spending plan and greater negotiating power. Looking to refinance instead? We can help you drive down those monthly payments too!

Why CTCU?

  • Fast Approvals
  • Low Rates
  • Flexible Terms
  • You can be a member too! Anyone who lives, works, or worships in Smith County can become a member.

I'm very pleased with the 20+ years of service I've received at CTCU. I've had car loans, RV loans, and personal loans over the years. CTCU has always been willing to help me with my financial needs.
-Leslie J.

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Auto Loans

Rates

Auto Loan Rates New Vehicle - 4 Years and Newer
Starting as low as5.69%
Auto Loan Rates Used Vehicle - Older than 4 Years
Starting as low as8.29%

Loan Calculator

Curious about a loan? Try out our loan calculator to get a better understanding of what you’ll be paying!

Note: Applicants must be a member or eligible member to apply. Rates vary depending on credit score. All loans are subject to credit approval.

Credit restrictions apply. Rates and terms are subject to change at any time. Rate is determined by individual credit history and repayment term.

Looking to build your credit?

Our personal loans can help!

Get Started!