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Kids laying on the floor looking at a phone and a tablet device

Managing money is a foundational life skill. There are so many factors involved and so many open-ended questions at play. How much should you be saving? When is it worth spending more? How do you keep spare change from burning a hole in your pocket? It takes years of discipline and training to perfect this skill, and ongoing self-control to maintain it.

That’s why it’s best to give your kids a head start on money management and saving. As a parent or guardian, remember that the lessons you plant today will take root and blossom, enriching your child’s life for years to come.

White piggy bank on bright yellow backdrop

Don’t Sleep On Your Savings: Avoiding Dormant Accounts
One of the best things you can do with a savings account is forget about it. If you don’t think about it, you can’t spend it. It’s there when you need it, and it’s earning dividends the whole time.

However, like with most good advice, there can be a flip side. You don’t want to forget about your savings account so long that it becomes dormant.

Man and woman sitting at desk across from another woman having a conversation

If you’re up to your eyeballs in debt, the one thing you may wish for more than anything else is a blank slate. If you had a chance to wipe your slate clean and start over, things would be different. Of course, barring a winning lottery ticket, nothing is going to make that much of a change overnight.

There is, however, another option you can take for getting your debt under control. You can use a personal loan to refinance your existing debt.

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